BUYER’S GUIDE
1. Preparation
- Contact mortgage lender and get pre-approved for a loan
- Contact Jecca + Stephen to assist in your home search based on your budget and criteria
- Find available properties and begin viewing houses.
2. Contract Process
- Submit an offer
- Negotiate variables within the contract
- These variables could include: amount seller is paying in closing costs, who is paying for the septic, termite, home warranty and survey
- Finalize the contract
- Send earnest money check ($500-$1,000)
3. Variables
- Schedule Home Inspection (paid by buyer to inspector)
- Request and negotiate repairs with the seller
- Appraisal is ordered by the lender (paid by buyer to lender – $500)
- Closing is booked with attorney by the Realtor
- Following accepted appraisal, Realtor orders termite, septic, survey, and home warranty
4. Closing
- Receive ‘Clear to Close’ from lender
- Review closing disclosure from attorney
- CLOSE on your new home!